Third party vs fully comp

[hawkida]

So Greg is likely to share driving with me when we go to Wales soon. He is covered to drive my car 3rd party. My car, according to http://www.webuyanycar.com, is worth a grand total of fifty quid (the tyres cost me four times that! And it doubles in value when I put petrol in it!).

Given these facts, is it worth insuring Greg to drive my car fully comp? Not sure if this is a factor, but I have RAC roadside recovery.

Comments

[surliminal.livejournal.com]

At that value, why aren't you just third party covered yourself?

[hawkida.livejournal.com]

Price difference was negligible and covers possessions in the car and windscreen replacement.

[del-c.livejournal.com]

I asked for that once and they told me there was no price difference for a sufficiently worthless car: they were ensuring me fully comp for nothing.

[evil-mogwai.livejournal.com]

Over the last few years Third Party has been priced as higher or even higher than comprehensive to try to dissuade people using it.